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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Foothill Valley Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Foothill Valley Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Foothill Valley Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Foothill Valley Insurance Agency

13 Sierra Gate Plaza Bldg. A
Roseville, CA 95678
Main office: 916-773-4560
Fax: 916-773-4583

Our Providers

Testimonials

Been doing business with Foothill Valley Insurance for quite some time both for our personal coverage and business. They are fantastic and know there stuff. They have the ability to write policies with every insurance company you can think of. Nancy is our go to person for our personal needs and she is a go-getter. She will look at every way possible to save you money, without compromising your coverage. She stays on top of things and follows through. Thank you Foothill Valley, Nancy and everyone else that helps make our lives easy and lets us not worry about things we have no control over. Highly recommend this company

C M
Best customer service, value, and people at Foothill Valley Insurance!

Colin Itzko (Itzko Glass & Metal, Inc.)