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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Foothill Valley Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Foothill Valley Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Foothill Valley Insurance Agency

13 Sierra Gate Plaza Bldg. A
Roseville, CA 95678
Main office: 916-773-4560
Fax: 916-773-4583

Our Providers

Testimonials

Been doing business with Foothill Valley Insurance for quite some time both for our personal coverage and business. They are fantastic and know there stuff. They have the ability to write policies with every insurance company you can think of. Nancy is our go to person for our personal needs and she is a go-getter. She will look at every way possible to save you money, without compromising your coverage. She stays on top of things and follows through. Thank you Foothill Valley, Nancy and everyone else that helps make our lives easy and lets us not worry about things we have no control over. Highly recommend this company

C M
Best customer service, value, and people at Foothill Valley Insurance!

Colin Itzko (Itzko Glass & Metal, Inc.)